Beyond Traditional Lending — A Fast, Fair, Affordable Business Loan

Your small business is the result of your hard work and passion. We can provide a business loan to help your business grow and expand. On Deck considers business performance — cash flow, credit card revenue and payment behavior — in addition to your credit history. We also do it at a fair rate. In as little as 7 business days, you can have affordable cash from your business loan in hand.

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Quick Decision, Competitive Rates, Fast Funding

An On Deck Capital business loan works for the small business, not the other way around. We built a proprietary lending formula for small businesses that just miss the cut-off from the traditional bank business loan.

Small businesses with a healthy cash flow can qualify for $5,000 to $100,000 in financing with a business loan from On Deck Capital.

• A decision in 2 business days, funding within 5
• Business Loan rates typically up to 50% lower than merchant cash advances
• Interest charged only on business days — 257 days for a 12-month business loan
• Daily payments reduce your principal faster, so you pay less interest on your business loan
• We lend responsibly - lending only what your business cash flow can bear

More affordable, faster, easier to repay — On Deck Capital is the smart way for small businesses to secure working capital.

The On Deck Business Loan - Who Qualifies — The Facts and Figures

On Deck Capital is dedicated to small businesses. To qualify for a small business loan, an owner-operated business should:

• Have a business bank account
• Maintain an average bank account balance of $3,000
• Have been in operation for more than 1 year
• Operate a storefront business with a diversified customer base

Click here for additional information about our small business loan options

Receive an Instant Decision

On Deck's Instant Business Loan Decision application provides you a fast answer to whether you are qualified for a business loan with us and the amount you could receive. In less than 5 minutes, our system will analyze your business performance in addition to credit history. Receive your Instant Business Loan Decision now!