On Deck Lands $42M from IVP, SAP & First Round to Bring Online Lending to Main Street

$400,000,000

Small Business Loans

On Deck is Changing the Way Small Businesses Access Capital

Watch Our 90 Second Video

On Deck uses technology to focus on the true health of your business - not just credit scores.

A strong cash flow and good payment behavior demonstrate the performance of your business and can help you to qualify for business loans from $5,000 up to $150,000. By reviewing business performance in addition to credit history, we can identify healthy businesses that others pass by.

Our cutting-edge technology allows us to make decisions quickly and fund loans fast. Applications for loans under $25,000 may be approved in as fast as one hour, and loans from $25,000 to $150,000 may be approved in as fast as one business day.

Get started and apply online in just 15 minutes!

About Our Loans - The Basics

FEATURE
Loan Size	$5,000 - $150,000
Terms	3 - 18 Months
Payment	Daily payments from account via ACH (Automated Clearing House)
Security	Personal Guarantee and in some cases a lien on the assets of the business (not real property, specific or personal assets).
Timing	Decisions in as fast as 1 business day, funding in as fast as 2 business days

About Our Loans - Eligibility

REQUIREMENTS
Time in Business	We make loans to businesses that have been generating revenue for 1 year.
Location	US-based
Industries	Over 200 different industries, including restaurants, retailers and other service providers.
Credit	Because we value cash flow over credit scores, we work with small business owners with a wide range of personal credits scores