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Temporary Cash Flow Boost

Small business loans

If you are a seasonal business, sometimes you need to purchase inventory and hire staff before the real revenue flows in from the season ahead. Or, your expenses might be temporarily higher because you purchased more inventory to take advantage of a volume discount. It is always important to leave a cushion of cash in your bank account to avoid returned checks or overdrafts. This is when a cash flow loan makes sense.

To ensure you're making the right decisions about borrowing, you should look at your revenue and expenses over the last six months. If your revenue has been consistently decreasing, while expenses have been flat or increasing, then a temporary cash flow loan may not be what you need. Cash flow loans are for generally healthy businesses that need temporary cash and have the means to repay the loan quickly. If you decide on a cash flow loan, then On Deck Capital might be right for you.

On Deck Capital provides loans with a mission to help small businesses grow. We step in when small businesses cannot obtain a loan or line of credit from their traditional bank lender. We are not a merchant cash advance company.

Complete our basic criteria below and apply. A Loan Specialist will call you in 1 business day.

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